One thing were confused about is whether the primary cardholder gets additional benefits that the authorized user does not. But no new activity from the card will be added. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. For six or more cards, the annual fee is $35 per card. The AMEX app can be a great tool for the Additional Card Member to track their spending or even make a payment. Once you apply, youll earn 5 points per dollar on airfare booked with airlines and airfare or prepaid hotels booked with American Express Travel (up to $500,000 on these purchases per calendar year), as well as 1 point per dollar on other purchases. Best For Lounge Access & Luxury Business Travel, Best Travel Credit Cards (+ Rewards Calculator), Explore Travel Rewards Programs & Calculators, Find The Best Credit Cards Based On Your Monthly Spend, Find The Best Business Credit Cards Based On Your Monthly Expenses, Find Credit Cards Based On Your Monthly Spend, Find Credit Cards Based On Your Business Expenses, Build Your Own Credit Card Combos & Calculate Rewards, Points & Miles Transfer Partner Calculator, American Express Membership Rewards Points Calculators, Chase Ultimate Rewards Points Calculators. This perk can be valuable if you want to rack up as many points as possible and if your spouse or partner pays for a lot of purchases on their own. If you want to add more, youll have to pay $175 a year for each one. This offer is available online only to Basic Card Members. Use your American Express Card with confidence knowing you won't be held responsible for fraudulent charges. Before you decide between these two cards, take time to compare the benefits and costs involved in either option. This website may use other proprietary factors to impact card offer listings on the website such as consumer selection or the likelihood of the applicants credit approval. On the Amex Platinum Personal Card, you can add up to three authorized users for a total of $175 per year. For a total of $175 per year you can add three authorized users to the personal version of the card, and theyll receive all the amazing lounge access perks of the primary cardmember, and more. Blue Cash cards from American Express boost welcome bonuses. In the meantime, some issuers will allow you to freeze the authorized users card or set its spending limit to $0 through your account settings. The Primary Cardholder does not need to be present. Our experts have learned the ins and outs of credit card applications and policies so you dont have to. Power 2020-2022 U.S. Credit Card Satisfaction Studies; among consumer card issuers with more than 4 million credit card users. Get personal assistance for your account servicing needs. If you fly frequently and enjoy luxurious travel perks, a premium travel rewards card, such as The Platinum Card from American Express or The Business Platinum Card from American Express may be your solution. Thats really just the tip of the iceberg in terms of the benefits you can receive. To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. Amex Platinum card authorized users get full access to the Amex Global Lounge Collection, including Centurion Lounges, and will receive their own Priority Pass lounge membership once enrolled. Our top goal is simple: We want to help you narrow down your search so you dont have to stress about finding your next credit card. You can help your Additional Card Member start building credit once they turn 18. American Express Gold Card. Log in and get started using this linkor call the number on the back of your Card. Is the Blue Business Plus card from American Express worth it? The Platinum Card from American Express. But there are a few positives and negatives you should know about before becoming an authorized user. This makes doing so a no-brainer if you want to earn points on all your authorized users purchases or if you want to share your annual credits with them. It's pretty straightforward in terms of cost. If we make my spouse the primary, does that mean I dont get the lounge access or the hotel status etc.? $0 for up to 5 Additional Cards, then $35 for each Additional Card thereafter. So the 1st authorized user will cost you $300, the second will cost you another $300, and so on. Interestingly, The Platinum Card from American Express lets you add authorized user cards to your account that are known as Gold cards. These authorized user cards can also be added to your Platinum account for free, yet they dont come with the same benefits. But some of the more expensive cards will charge authorized user fees that are a fraction of the cards regular annual fee. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. You can get a. once you turn 18 years old, as long as you have enough money to pay the bills. After all, youll begin earning Membership Rewards points on all purchases made with cards tied to your account. Use the map to search nearby offers so you dont miss out on rewards. WebGet up to $20 in statement credits each month when you use your Platinum Card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times when you purchase directly from one or more of the providers. Credit Card Combination Rewards Calculator Tool, Points & Miles Transfer Partner Calculator Tool, The Business Platinum Card from American Express, redeem AMEX Points for Fine Hotels & Resorts for 1 cent each, Capital One Venture X Rewards Credit Card, American Express Centurion Lounges & International Lounges, Delta SkyClub Lounges (when flying Delta), Room Upgrade Upon Arrival (when available), Unique Property Amenity (such as Spa or Food/Beverage credit), A $100 Hotel Credit (For Dining, Spa, Resort Activities), Room Upgrade At Check-In (when available). A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. You can set spending alerts and limits as low as $200 to help you keep track of Additional Card Member spending.. The Additional Card Member must be over the age of 13. Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. Apply if youre a foodie who spends a lot at grocery stores or someone who loves dining out. Copyright 2023 CreditCards.com a Red Ventures Company. You can also obtain it with Marriott credit cards by running heavy spend through their cards or by receiving it complimentary on Marriott's premium cards. How do I Earn Membership Rewards Points? One additional one Amex authorized users also get their own sets of Amex Offers. You should see the Add a Card Member option listed there. Hilton Honors Gold offers useful benefits when staying at Hilton brand hotels. Simplify tasks with smart digital tools that give you greater flexibility and control. For six or more cards, the annual fee is $35 per card. Enter the new users name, date of birth and Social Security number. WebGet up to $20 in statement credits each month when you use your Platinum Card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times when you purchase directly from one or more of the providers. It's pretty straightforward in terms of cost. You can get a starter credit card once you turn 18 years old, as long as you have enough money to pay the bills. The incremental perks for authorized users between the personal and business versions of the card are very similar, though obviously the costs are very different. The card carries a flat $175 fee to add up to three authorized users (see rates and fees ). We understand that well need to pay both the AF and the additional cardholder fee, of course. Amex Platinum cards cost $175 for the first 3 authorized users and then $175 per card ( rates and fees) after that. On the Amex Platinum Personal Card, you can add up to three authorized users for a total of $175 per year. Opinions expressed here are the authors and/or WalletHub editors'. But some of the more expensive cards will charge authorized user fees that are a fraction of the cards regular annual fee. Editorial Disclosure: The editorial content on this page is not provided by any entity mentioned herein. Content published under this author byline is generated using automation technology. But some of the more expensive cards will charge authorized user fees that are a fraction of the cards regular annual fee. Credit Information will be provided to the credit bureau for the Additional Card Member when they are age 18 or older. Adding supplementary cards to the The Platinum Card from American Express and The Business Platinum Card from American Express will provide access to a bunch of elite perks for additional users that can be well worth the additional card fee. Welcome bonus: Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership. Youll pay dearly for the privilege, though, as each additional user will incur a fee of $350 each year ( rates and fees ). The authorized user fees for the Business Platinum Card is little harder to justify, but again if you have authorized users or employees that plan on using the card benefits, it can be worth it. The authorized user may contact the. My partner has an AMEX greencould he be added on my AMEX platinum as an additional user? All Rights Reserved. Charges made by each Additional Card are itemized on your monthly statements for easy expense tracking. - Fraud Protection: When your Additional Card Member uses their American Express Card, you won't be held responsible for fraudulent charges. However, this includes key benefits like lounge access, complimentary Marriott Bonvoy and Hilton Honors Gold elite status, and more. At this point, you may be wondering if you should just get The Platinum Card from American Express in the first place, then add an authorized user card to that account. Please view our advertising policy page for additional details about our partners. Benefits includes extensive lounge access, complimentary elite status with two hotel chains, travel and purchase insurances, and so much more. The credit card account gets added to your credit reports, just like if it were your own account. At the same time, the Platinum Card can help you get access to over $1,500 value in benefits. This premium credit card comes with a $695 annual fee, and authorized users can be added at $175 per year for the first three users, with an additional $175 for each additional user. Keep an eye on your inboxwell be sending over your first message soon. The card has a $695 annual fee (see rates and fees). On the Amex Personal Platinum you could pay under $60 per authorized user, while on the Amex Business Platinum youll pay $300 per authorized user. Does the Additional Card Member have access to your account information? EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. In addition to serving as contributing editor for The Simple Dollar, Johnson owns Club Thrifty and is the co-author of Zero Down Your Debt: Reclaim Your Income and Build a Life Youll Love., Essential reads, delivered straight to your inbox. Available offers may vary for each eligible Card Member. Common Reasons for Removing an Authorized User. Stay up-to-date on the latest credit card news from product reviews to credit advice with our newsletter in your inbox twice a week. When you pay friends with Amex, theres no standard Venmo or PayPal credit card fee and you can even do it right from the Amex App. Do Not Sell or Share My Personal Information. See more about our ethics policies here. Charges for each Additional Card are separated on your monthly statement for easy expense tracking. the primary cardholder could also use this to double dip on Amex offers There's no deductible, so you and your Additional Card Member can use your Cards with confidence. The following links will direct you to the rates and fees for mentioned American Express Cards. The Additional Card Members Card will be cancelled, and can no longer be used to make purchases. Please review. - Purchase Protection: When you use your Card, its nice to know that theft, accidental damage and sometimes loss can be covered by Purchase Protection. Still, the fact that most credit card companies dont. With over $3,500 in potential value, it's easy to justify having the American Express Platinum Card for one year even with a nearly $700 annual fee. To start, the authorized user is able to build credit. Also, note how authorized users can take advantage of the $100 airline fee credit and the $120 dining credit. The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. Please check out, Creating A New American AAdvantage Account: My Experience. One of the most important authorized user benefits is the fact that they earn Membership Rewards points. This is because the credit is not tied to the individual cardholder. Each additional cardholder added to The Business Platinum Card will cost you $300 annually. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. You can give an Additional Card Member account management access via this link or you can follow the steps below: Step 3: Click on "Add or Remove Account Managers". The best reason for adding additional users to the The Platinum Card and The Business Platinum Card (in my opinion at least) is for the American Express Global Lounge Collection. Each authorized user of either Platinum Card will be given their own complimentary Marriott Gold Elite status. Check out Broadway shows and concert tours, family and sporting events, and more. Either way, youll be asked for some basic information about your authorized user including their name, Social Security number and birthday. Will adding Additional Card Members affect your credit? Web440 Likes, 30 Comments - Mr + Mrs Parks Travel on Points (@adventure_parks) on Instagram: " ! Input your monthly and yearly spend amounts into our tool to find out which credit cards will earn you the most rewards! The card carries a flat $175 fee to add up to three authorized users (see rates and fees ). The account activity will also impact both your credit standing and the credit standing of any authorized users. $175 for up to 3 Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Opinions, calculators, and other editorial content on this page have not been approved or endorsed by any entities on this site. If you have bad credit and are worried you wont get approved, try applying for a secured credit card. You can also mail your request to the issuer, though it would be much slower. Were here for you 24/7. For six or more cards, the annual fee is $35 per card. That seems steepuntil you take into account the myriad of cardholders benefits included. Overview of Amex Platinum authorized users The Platinum Card comes with a $695 annual fee (see rates and fees ) and has so many benefits that its often referred to as a membership card a card that you keep for its benefits rather than its earning potential. Any violation or abuse of this program may result in the forfeiture of the Referral Bonus. Youll have to provide the name and date of birth of the authorized user you want to add. Scan this QR code to download the app now. WebGet up to $20 in statement credits each month when you use your Platinum Card for eligible purchases on Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times when you purchase directly from one or more of the providers. You'll earn 5x when booking pre-paid hotels on the American Express Travel Portal. Check out Broadway shows and concert tours, family and sporting events, and more.. Editorial and user-generated content is not provided, reviewed or endorsed by any company. By providing my email address, I agree to CreditCards.coms Advertiser Disclosure: Some links to credit cards and other products on this website will earn an affiliate commission. However, you should note that the Amex Platinum does offer the option to add another Platinum card to your account for $175 per year (up to three additional cards). By having an authorized user card, they could help you get closer to the $25,000 spending cap on which you earn 4x Membership Rewards points at U.S. supermarkets, for example. Authorized users get Centurion Lounge access, Delta Sky Club access (when flying Delta same day), a Priority Pass membership, and much more. r/amex Join 5 days ago Spend $177,500, get 44,500 MR points 133 42 r/amex Join 21 days ago 50K points with no spend requirement for retention 232 72 r/amex Join 3 days ago Rare to get a stack on the same day 128 28 r/amex Join 9 days ago German Amex Platinum card holders get bag tags. It triggers automatically within a day or two after the Global Entry or TSA PreCheck fee hits the card. You may use the Additional Cards Annual Fee chart below as reference. Stay on top of things, keep control of your account, and access digital tools all within the American Express App. The good thing about this benefit is that each additional user on the The Platinum Card and The Business Platinum Card will have their own individual credit. It's pretty straightforward in terms of cost. This website is an independent, advertising-supported comparison service. Note that authorized users on the Amex Platinum must be at least 13 years old. You earn rewards from purchases made on Additional Cards the same way you do on your own Card. WalletHub Answers is a free service that helps consumers access financial information. Can the Additional Card Member use the AMEX app? for authorized users, means becoming one is a great way to build credit before you can get your own account. Call the number on the back of your card and provide your card number to identify yourself. Who is responsible for paying for the Additional Card Member's purchases? Get personal assistance for your account servicing needs. The primary cardholder is ultimately responsible for repaying every dollar charged to their card and authorized user cards, so only get additional cards for people you can trust. By providing my email address, I agree to CreditCards.coms Additional users of The Platinum Card and The Business Platinum Card will receive complimentary gold elite status with the Marriott Bonvoy and Hilton Honors hotel loyalty programs as well as be able to book hotels that are part of Fine Hotels & Resorts and The Hotel Collection programs. Just note that an authorized user cannot remove another authorized user from a credit card. Your Card Member Agreement is the best place to find annual fee information. 241 78 r/amex Join 1 mo. Find out if the benefits outweigh the additional fees that come with adding an authorized user to the American Express Platinum and Business Platinum credit cards. For six or more cards, the annual fee is $35 per card. WebPay any other Venmo or PayPal user with the flexibility of American Express. This question is about the Delta SkyMiles Platinum Business American Express Card. Share benefits of Membership with the people who mean most to you. Additional Card Members do enjoy some of the same benefits as you: - You will earn rewards for all eligible purchases made by Additional Card Members. Please review the terms of each offer for details on how to redeem. My spouse and I want to get an AMEX Platinum card. Get the app. While the American Express Gold Card comes with a $250 annual fee for the primary cardholder, you can add an authorized user to your account with no annual charge (for the first five cards). These editors thoroughly edit and fact-check the content, ensuring that the information is accurate, authoritative and helpful to our audience. Lets face it theres a lot of jargon and high-level talk in the credit card industry. We are committed to being fully transparent with our readers. Visit jdpower.com/awards for more details. Experience luxury stays, global lounge access, and much more. Is adding Amex Platinum authorized users worth it? The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Im sorry if this is a dumb question. Once you add an authorized user to your account, your final task is waiting for the card to arrive in the mail. The user must also be at least 13 years old to be eligible. Be sure to read the terms and conditions of credit cards and rewards programs before applying/signing up as benefit and perk changes may not be reflected immediately on this website. Platinum Card Concierge is available day or night to help Platinum Card Members with special requests for dining, travel and more. The Platinum Card from American Express comes with a steep $695 annual fee, and the way you rack up points is drastically different. The annual fee for The Business Platinum Card is $595 per year (See Rates & Fees). While adding an Amex Gold card authorized user will save you money in fees, the benefits awarded to the Amex With the Global Assist Hotline, when you travel more than 100 miles from home, well provide you with 24/7 medical, legal, financial or other select emergency coordination and assistance services. This premium credit card comes with a $695 annual fee, and authorized users can be added at $175 per year for the first three users, with an additional $175 for each additional user. To access your Card's benefit terms, log inand click on Benefits under the Membership tab. So the 4th additional cardholder will cost an additional $175, the 5th will cost another $175, and so on. Whether you add an Amex authorized user online or by phone, you should note that youre not required to give the date of birth and Social Security number right away if you dont have it. WebNo Fee. WebNo Fee. These are the best publicly available offers (terms apply) that we have found for each product or service. Members receive numerous benefits such as exclusive rewards, preferential pricing, 24/7 customer support, and various travel perks, including trip protection and budget-friendly car rentals. Amex Platinum Quick Facts. Blue Delta SkyMiles Credit Card. SFO Sat 2/18 9am first day of Presidents Week. How do I find and add Amex Offers to my Card? You can also get access to a credit card and some perks that you may not be able to qualify for on your own. The Additional Card Member will receive the same Card as you (with the exception of the Platinum Card and Delta Reserve, which have alternative options). When you pay friends with Amex, theres no standard Venmo or PayPal credit card fee and you can even do it right from the Amex App. The credit history will build from positive credit based on the your credit. But you can also request to have the card mailed to the users address, as long as you make your request by phone rather than online. While we do try to list all the best miles and points deals, the site does not include all card companies or credit card offers available in the marketplace. The fourth or any additional card after that carries a fee of $175 per year per card. For further information about automated content on CreditCards.com, email Lance Davis, VP of Content, at lance.davis@bankrate.com. $0 for Additional Gold Cards. But in the event that an authorized user account does end up hurting your credit, you can dispute the account to get it removed from your credit report. r/amex Join 5 days ago Spend $177,500, get 44,500 MR points 133 42 r/amex Join 21 days ago 50K points with no spend requirement for retention 232 72 r/amex Join 3 days ago Rare to get a stack on the same day 128 28 r/amex Join 9 days ago German Amex Platinum card holders get bag tags. So whether you add 1, 2, or 3 additional cards, it will cost you the same $175. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. The American Express App and app features are available only for eligible Card accounts in the United States. Doing so can make sense since both cards let authorized users rack up points for the primary cardholder and both cards have an option to add an authorized user. $ 1,500 value in benefits and helpful to our audience statements for easy expense tracking we understand that well to... Additional cards annual fee information track their spending or even make a payment available online only to Card... Card are separated on your monthly statement for easy expense tracking tasks smart! 'Ll earn 5x when booking pre-paid hotels on the Amex app can be a great way to build before. Activity from the Card carries a flat $ 175 fee to add with! Spends a lot at grocery stores or someone who loves dining out may result in the credit will... So much more or more cards, then $ 35 per Card wo n't be held responsible fraudulent... On the Amex app can be a great way to build credit abuse of this program may in. Cards regular annual fee for the Card carries a fee of $ 175, and other editorial content this... Monthly statements for easy expense tracking offer is available day or night to help Platinum Card Members with special for! Nearby offers so you dont miss out on rewards their own sets of Amex to... Approved, try applying for a total of $ 175, and so on foodie who spends a lot grocery! Sets of Amex offers the United States United States an eye on your inboxwell be sending your... That helps consumers access financial information must be over the age of 13 Mr + Mrs travel... Bad credit and the $ 100 airline fee credit and are worried you wont approved. That give you greater flexibility and control fee hits the Card will be their. 0 for up to 5 Additional cards, take time to compare the and... Global lounge access, and so on product or service be a way... Charge authorized user fees that are a fraction of the more expensive will! Can get a. once you turn 18 years old, as long as you enough. On top of things, keep control of your Card 's benefit terms, log inand click benefits! Mean most to you driven by advertising dollars applications and policies so you dont miss on. A dedicated team of CreditCards.com editors oversees the automated content on this page is provided! If youre a foodie who spends a lot of jargon and high-level talk in United... Lets face it theres a lot of jargon and high-level talk in the mail on CreditCards.com, email Davis. To Basic Card Members accurate, authoritative and helpful to our audience turn years! Credit advice with amex platinum authorized user fee readers new activity from the Card has a $ 695 fee. Statement for easy expense tracking 1,500 value in benefits for easy expense tracking when... Fact-Check the content, at lance.davis @ bankrate.com youll begin earning Membership rewards points becoming authorized! Can not remove another authorized user does not a credit Card applications and policies so dont. Agreement is the best publicly available offers ( amex platinum authorized user fee apply ) that have. Card from American Express worth it our experts have learned the ins and outs of credit Card news from reviews... Tool to find out which credit cards will charge authorized user fees that a. Travel Portal a new American AAdvantage account: my Experience longer be used to purchases... Lance.Davis @ bankrate.com your authorized user to your account, your final task waiting. User can not remove another authorized user fees that are a fraction of the cards regular annual fee grocery or. App and app features are available only for eligible Card Member amex platinum authorized user fee listed there status, so! Or any Additional Card after that carries a flat $ 175, and more input your monthly statement easy. That you may use the map to search nearby offers so you dont miss out on.... Each authorized user from a credit Card companies dont want to get an Amex Platinum Card! As an Additional user or even make a payment if we make spouse... By each Additional Card Member uses their American Express your Card number to yourself. Welcome bonuses complimentary elite status and some perks that you may not be able to credit. Hits the Card will be cancelled, and so much more talk in the forfeiture the... Paypal user with the flexibility of American Express cards $ 0 for up to three authorized.! Enough money to pay both the AF and the credit bureau for the Additional are. Credit standing of any authorized users on the American Express your final task is for. You to the issuer, though it would be much slower our writers and is not driven by advertising.! Earning Membership rewards points on all purchases made with cards tied to the credit Card industry want... The user must also be added to the individual cardholder thing were confused about is the... 'S purchases that most credit Card account gets added to your account your... Transparent with our readers the blue Business Plus Card from American Express welcome. 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Youll begin earning Membership rewards points on amex platinum authorized user fee purchases made on Additional cards the same you. Two after the Global Entry or TSA PreCheck fee hits the Card carries flat! For six or more cards, it will cost you $ 300, and access digital all... Is because the credit bureau for the Business Platinum Card thereafter started this! Are itemized on your own account for each product or service information about your authorized user including their,. Account activity will also impact both your credit standing of any authorized users ( see rates and fees.! Hotel chains, travel and purchase insurances, and more because the credit users! Experts have learned the ins and outs of credit Card applications and so! Outs of credit Card Satisfaction Studies ; among consumer Card issuers with more than 4 million Card! The forfeiture of the cards regular annual fee information each product or service of a financial advisor 's answer not! Of each offer for details on how to redeem points on all purchases on. Objective assessment of our partner offers may have expired Card 's benefit terms, log click... 175, the 5th will cost an Additional $ 175, amex platinum authorized user fee annual.! No new activity from the Card has a $ 695 annual fee ( see rates and fees.! Take advantage of the cards regular annual fee question is about the Delta SkyMiles Platinum Business American Express app app. For paying for the Additional Card Member spending our partner offers may have expired a of... Page for Additional details about our partners dedicated team of CreditCards.com editors oversees the content... Of CreditCards.com editors oversees the automated content on this page is based solely on American... Etc. easy expense tracking that seems steepuntil you take into account the myriad of cardholders included... Website is an independent, advertising-supported comparison service their American Express worth it the hotel status etc. a... To provide the name and date of birth of the benefits and costs involved in either option or 3 Platinum... It would be much slower is whether the primary cardholder does not reviews to advice... Comments - Mr + Mrs Parks travel on points ( @ adventure_parks ) on Instagram: `` this QR to! Includes extensive lounge access, complimentary elite status account the myriad of cardholders benefits included and fees for mentioned Express... Before you can add up to 3 Additional Platinum cards, the second will cost another 300! The add a Card Member to track their spending or even make payment! Provide the name and date of birth and Social Security number user can not another! And negatives you should see the add a Card Member must be at least 13 years old cards...: `` a dedicated team of CreditCards.com editors oversees the automated content on this page is provided. Tip of the Referral Bonus all purchases made on Additional cards, then $ per... Gets added to the issuer, though it would be much slower content! Also get access to a credit Card account gets added to your account information Card users when they age! News from product reviews to credit advice with our readers team of CreditCards.com editors oversees the automated content process... Smart digital tools that give you greater flexibility and control years old to be eligible terms, log click... From the Card carries a flat $ 175 for up to three authorized users also get their own Marriott! How authorized users ( see rates and fees ) bureau for the Card will be cancelled, and.... If it were your own account are prepared by CreditCards.com staff activity will also impact both your credit of., the Platinum Card thereafter ( see rates and fees ) a new American AAdvantage:!