For 2020, $27,000 is the maximum annual allocation to a participant’s account ($13,500 deferral, plus $13,500 maximum match; $3,000 catch-up contribution and $3,000 matching contribution, if applicable). Learn about other American Funds products and services available outside your plan. Submit a payroll contribution in a few easy steps: You can also submit contributions by importing a spreadsheet. The participant controls the distributions. Check the background of American Funds Distributors, Inc., on FINRA’s BrokerCheck. All other company and product names mentioned are the property of their respective companies. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Home; Other Sites; EMPLOYERS & PLAN SPONSORS – GROUP INVESTMENTS; Help; Print; Error — JavaScript access all your RecordkeeperDirect plans on one screen, request payment for plan and participant fees. Investors should carefully consider investment objectives, risks, charges and expenses. For help creating an investment mix tailored to your financial goals, contact your financial professional. I look forward to answering your questions, discussing ideas, and helping you get the most out of the full range of American Funds products and services. Tax benefits — Employer contributions qualify as a tax-deductible business expense. Investors should carefully consider investment objectives, risks, charges and expenses. Sign Up for Paperless Delivery of Documents, Dollar-for-dollar match up to 3% of pay (which may be reduced to as low as 1% for 2 of every 5 years); elective contribution, 2% of gross pay; non-elective contribution. Our family of recordkeeping solutions enable you to tailor an investment menu that will help your employees pursue their retirement goals — at a price that fits your business needs. Minimum contribution required for all eligible employees earning at least $5,000 during the year: Aggregation of participant IRA accounts under a SIMPLE IRA plan depends on the plan agreement selected by the plan sponsor. American Funds Distributors, Inc., member FINRA. Businesses with 100 or fewer employees, including state and local governments and tax-exempt organizations, are eligible for SIMPLE IRAs. You’ve made it easy for your employees to save. Change Password. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing. This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice. Account Login. Copyright ©   Capital Group. When a plan sponsor signs an American Funds prototype agreement, all plan contributions are required to come to American Funds. Qualified plan default option — Participants who don't make an investment selection can be defaulted into a qualified default investment alternative, such as a target date fund. © document.write(new Date().getFullYear()) Capital Group. Deferrals are reported on W-2 forms and subject to FICA, FUTA and Railroad Retirement Tax (RRTA). Employers are required to submit investments online, which simplifies the contribution process. Copyright © 2020 Capital Group. Higher contribution limits — Participants can contribute more than with a traditional IRA, and employer contributions or matching are required. There was some issue while booking the appointment for selected time slot. *401(k), SEP and SIMPLE plans as of 12/31/2019. I look forward to answering your questions, discussing ideas, and helping you get the most out of the full range of American Funds products and services. Account Login. Larger plans administered by Capital Group. Avoid unnecessary security risks from lost or mishandled mail. A strong investment menu, including target date funds, enables your workforce to save for a better retirement. Any employer, except government entities, can offer a 401(k) plan. I'm , your regional contact at American Funds. Use of this website is intended for U.S. residents only. Log in to our new TPA website to: access all your RecordkeeperDirect plans on one screen; request payment for plan and participant fees; Forgot your user ID? Use of this website is intended for U.S. residents only. American Funds and the information contained in this website are intended only for persons eligible to purchase U.S. registered mutual funds. Please check back later.If you need immediate assistance, call us at (800) 421-9900, from 8:00 a.m. to 8:00 p.m. Eastern time, Monday through Friday. Password. Forgot your password? If you need a user ID, complete and send us this form: Online Group Investments (OGI) Submitting Contributions and Fax Cover (PDF). Change Password. Copyright All employer contributions are immediately vested. Reset Password; New User? Log in to your account and select Plan information from the menu to see monthly investment results. Either way, you control the investment mix. Our rollover options comparison chart will help you to evaluate your choices. Log in to our new TPA website to: access all your RecordkeeperDirect plans on one screen; request payment for plan and participant fees; Forgot your user ID? Let us make your contribution process just as easy by registering for online group investments today. Please schedule a meeting for tomorrow. Read this information carefully before investing. There are no more call times available today. Copyright © 2020 Capital Group. Easily update email and mailing addresses, bank information or participant fund allocations for your plan. Upload the completed file to streamline your process. American Funds has been helping investors pursue their financial goals since 1931. Customization – Build a retirement savings portfolio of your preferred American Funds, or select a single-fund option. Investors should carefully consider investment objectives, risks, charges and expenses. We're sorry.The call scheduling system is temporarily unavailable. Investors should carefully consider investment objectives, risks, charges and expenses. To improve retirement readiness, our enrollment and education experience engages your employees and simplifies the task of planning for the future. This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

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